Health insurance services in Nigeria
NHIA enrolment and health-insurance programme guidance.
Health insurance guides
NHIA GIFSHIP enrolment
How individuals, families and eligible groups can start NHIA Group, Individual and Family Social Health Insurance Programme enrolment.
Choose NHIA plan
Use NHIA's official coverage route to narrow the programme by employment status, individual/family needs and group eligibility.
NHIA private-sector cover
What a private employer and employee should check when arranging NHIA-recognised health coverage and adding eligible family members.
Health insurance questions people commonly ask
Direct answers checked against official agency guidance, with links to the exact MyNigeriaGuide process when you need the full steps.
Which NHIA programme can a self-employed person or family use?
NHIA identifies GIFSHIP as a route for people outside other compulsory arrangements, including self-employed people, individuals, families, small groups, retirees and other listed categories. Use Get Covered to confirm the programme that fits your situation.
Relevant guides: NHIA GIFSHIP enrolment · Choose NHIA plan
How do I decide which NHIA programme applies to me?
NHIA's Get Covered tool starts with employment status and whether coverage is for an individual, family or group. Use that route before paying so you do not enrol into a programme designed for a different category.
Relevant guides: Choose NHIA plan · NHIA GIFSHIP enrolment
Does NHIA have a programme for private-sector employees?
Yes. NHIA describes OPSSHIP as its organised private-sector programme. The current programme page says eligible private companies enrol employees through NHIA, so an employee should confirm the employer's programme and provider rather than buying an unrelated card.
Relevant guides: NHIA private-sector cover
Can NHIA coverage include a spouse and children?
NHIA's current private-sector information says employee coverage can include a spouse and up to four children under 18, with additional family-member rules depending on the programme. Confirm the exact dependant terms for the plan you are joining.
Relevant guides: NHIA private-sector cover · NHIA GIFSHIP enrolment