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Online, physical or both?
Use the official online route
Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record. Then confirm that the company profile and employer information are current before starting the Pension Clearance Certificate application.
No mandatory physical visit is stated in the sources we currently use
The current sources for PenCom PCC do not state a compulsory walk-in stage for the standard route.
Find official offices/centres →If this specific process gets stuck
Use PenCom's official support/contact route and quote the reference generated by this application.
View agency guidance →Only authorised routes. We never present an unofficial agent, cybercafé or third-party payment page as an alternative unless the responsible agency authorises it.
Documents, details and prerequisites you need
This is the complete pre-start checklist from the verified guide. Each item below explains what it is for, where it enters the process and whether the official source actually specifies an original, copy or upload.
A PenCom employer code and access to the current Employer Hub used for new PCC applications
- Why you need it
- Used to identify or trace the correct application, record or transaction.
- Where it is used
- Most directly connected to step 1: Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Certified list of the organisation's employees as at the end of the last fiscal year
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 3: Prepare the certified employee list, contribution-rate statement, pension-remittance evidence and current group-life insurance record required for the application.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 3: Prepare the certified employee list, contribution-rate statement, pension-remittance evidence and current group-life insurance record required for the application.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Evidence of monthly pension remittances for the last three fiscal years, or from incorporation/registration/licensing where the organisation is newer
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 1: Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Evidence that outstanding pension contributions and late-remittance penalties identified by PenCom have been settled, where applicable
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 3: Prepare the certified employee list, contribution-rate statement, pension-remittance evidence and current group-life insurance record required for the application.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Current group life insurance evidence for employees and legacy pension-asset transfer evidence where those requirements apply
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 3: Prepare the certified employee list, contribution-rate statement, pension-remittance evidence and current group-life insurance record required for the application.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Step-by-step instructions
Follow the process in order. Each step also shows what to have ready, what to check before continuing and what evidence to keep. Where the agency does not publish an extra requirement, this guide does not invent one.
Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record.
- A PenCom employer code and access to the current Employer Hub used for new PCC applications
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Evidence of monthly pension remittances for the last three fiscal years, or from incorporation/registration/licensing where the organisation is newer
Review names, numbers, dates, contact details and selections before final submission because corrections may require a separate official process.
Keep the application/reference number, acknowledgement or confirmation generated after submission.
Confirm that the company profile and employer information are current before starting the Pension Clearance Certificate application.
- A PenCom employer code and access to the current Employer Hub used for new PCC applications
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Current group life insurance evidence for employees and legacy pension-asset transfer evidence where those requirements apply
Check that every file belongs to the correct applicant/record, is readable and matches the portal prompt before upload.
Keep the application/reference number, acknowledgement or confirmation generated after submission.
Prepare the certified employee list, contribution-rate statement, pension-remittance evidence and current group-life insurance record required for the application.
- Current group life insurance evidence for employees and legacy pension-asset transfer evidence where those requirements apply
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Evidence that outstanding pension contributions and late-remittance penalties identified by PenCom have been settled, where applicable
Check that every file belongs to the correct applicant/record, is readable and matches the portal prompt before upload.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
Upload the supporting compliance documents and submit the PCC application through the Employer Hub.
- A PenCom employer code and access to the current Employer Hub used for new PCC applications
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
Check that every file belongs to the correct applicant/record, is readable and matches the portal prompt before upload.
Keep the application/reference number, acknowledgement or confirmation generated after submission.
Track the application in the Employer Hub and respond to any PenCom query about missing remittances, employee records or compliance evidence.
- A PenCom employer code and access to the current Employer Hub used for new PCC applications
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Evidence of monthly pension remittances for the last three fiscal years, or from incorporation/registration/licensing where the organisation is newer
Check that every file belongs to the correct applicant/record, is readable and matches the portal prompt before upload.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
After approval, download and retain the Pension Clearance Certificate and check its validity before using it for procurement or another compliance purpose.
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements
- Evidence of monthly pension remittances for the last three fiscal years, or from incorporation/registration/licensing where the organisation is newer
- Evidence that outstanding pension contributions and late-remittance penalties identified by PenCom have been settled, where applicable
Check that every file belongs to the correct applicant/record, is readable and matches the portal prompt before upload.
Keep the final document/result plus any receipt or reference used to obtain it.
What exactly happens next?
Keep the application/reference number, payment receipt, acknowledgement or downloadable record produced by this service.
After approval, download and retain the Pension Clearance Certificate and check its validity before using it for procurement or another compliance purpose.
PenCom's published service charter lists 15 working days for issuance when the required records are complete.
Use PenCom's official support channel with the application/reference details.
Quick answers about PenCom PCC
Direct answers to the questions people commonly search for, using the same verified fee, requirements, route and timeline shown in this guide.
How much does PenCom PCC cost in 2026?
No PenCom application fee stated — PenCom's published PCC requirements focus on statutory pension compliance and supporting evidence rather than a separate application fee.
What do I need for PenCom PCC?
The current verified checklist includes A PenCom employer code and access to the current Employer Hub used for new PCC applications, Certified list of the organisation's employees as at the end of the last fiscal year, and Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements. Open the requirements section below for the complete list and any service-specific evidence.
Can I do PenCom PCC online?
Mostly online. Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record. Then confirm that the company profile and employer information are current before starting the Pension Clearance Certificate application. The current sources for PenCom PCC do not state a compulsory walk-in stage for the standard route.
How long does PenCom PCC take?
PenCom's published service charter lists 15 working days for issuance when the required records are complete.
Where do I start PenCom PCC?
Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record. Then confirm that the company profile and employer information are current before starting the Pension Clearance Certificate application.
Important notes
- Effective 1 July 2026, PenCom says new PCC applications moved to the Employer Hub; the older pcc.pencom.gov.ng portal is now for viewing, downloading and printing certificates issued before that date.
- PenCom issues PCCs as evidence that an eligible organisation has complied with the pension requirements applicable to the certificate period.
- A PCC does not replace ITF, NSITF, tax or other compliance certificates that a procurement process may separately require.
Common questions
These answers are generated from the verified requirements, route, fee, timeline and official-source notes for this specific service.
What should I prepare before I start?
Prepare before you begin by gathering every item below. The detailed checklist above explains why each one is needed, where it is used, and whether the official source specifies an original, copy or upload.
- A PenCom employer code and access to the current Employer Hub used for new PCC applications — Identity / account detail
- Certified list of the organisation's employees as at the end of the last fiscal year — Eligibility / prerequisite
- Certified monthly pension contribution rates showing at least 10% employer and 8% employee contributions under the published PCC requirements — Other requirement
- Evidence of monthly pension remittances for the last three fiscal years, or from incorporation/registration/licensing where the organisation is newer — Eligibility / prerequisite
- Evidence that outstanding pension contributions and late-remittance penalties identified by PenCom have been settled, where applicable — Other requirement
- Current group life insurance evidence for employees and legacy pension-asset transfer evidence where those requirements apply — Other requirement
Can I do this online, or do I need to visit an office?
Mostly online. Open the PenCom Employer Hub and register or sign in with the employer code used for the organisation's pension-compliance record. Then confirm that the company profile and employer information are current before starting the Pension Clearance Certificate application.
The current sources for PenCom PCC do not state a compulsory walk-in stage for the standard route.
How much does this service cost?
No PenCom application fee stated — PenCom's published PCC requirements focus on statutory pension compliance and supporting evidence rather than a separate application fee.
Pay only through the responsible agency or the official payment channel linked in this guide.
How long should it take?
PenCom's published service charter lists 15 working days for issuance when the required records are complete.
Processing can still take longer where identity checks, document corrections, payment confirmation or manual review are required.
What happens after I submit or complete the main step?
Keep the evidence for PenCom PCC: Keep the application/reference number, payment receipt, acknowledgement or downloadable record produced by this service.
Complete the final published step: After approval, download and retain the Pension Clearance Certificate and check its validity before using it for procurement or another compliance purpose.
What should I do if the portal, payment or application gets stuck?
Use PenCom's official support/contact route and quote the reference generated by this application.
Keep any application number, receipt, acknowledgement, transaction reference or screenshot that can help the agency trace the request.
What should I be careful about?
- Effective 1 July 2026, PenCom says new PCC applications moved to the Employer Hub; the older pcc.pencom.gov.ng portal is now for viewing, downloading and printing certificates issued before that date.
- PenCom issues PCCs as evidence that an eligible organisation has complied with the pension requirements applicable to the certificate period.
How do I verify that these instructions are current?
This guide was last checked on 2026-10-01. The official government or agency sources used to verify it are listed directly below this section.
Where an agency changes a fee, deadline or procedure, the official source takes priority over this independent guide.
Is MyNigeriaGuide the government website for this service?
No. MyNigeriaGuide is an independent information service. Applications, payments, approvals and final decisions remain with the responsible government agency.
Official sources
These are the government or agency pages used to verify this guide. Open them directly whenever you want to confirm the source.
See something outdated?
Correction reporting is checked only when you choose to report an issue, keeping normal guide loads lighter.