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Online, physical or both?
Use the official online route
Select the PenCom-licensed PFA you want to receive your existing RSA. Then contact the receiving PFA and start its RSA transfer process.
No mandatory physical visit is stated in the sources we currently use
The current sources for Transfer pension PFA do not state a compulsory walk-in stage for the standard route.
Find official offices/centres →If this specific process gets stuck
Use PenCom's official support/contact route and quote the reference generated by this application.
View agency guidance →Only authorised routes. We never present an unofficial agent, cybercafé or third-party payment page as an alternative unless the responsible agency authorises it.
What you need to know before you continue
Important service-specific details that affect how you apply, what route to use, or what to avoid.
Can I move my pension from one PFA to another?
Yes. PenCom says an RSA holder can transfer from one Pension Fund Administrator to another once in a year without giving a reason, using the regulated RSA transfer process.
Verify with PenCom — Move RSA to another PFA ↗Do I need to open a new RSA when I move to another employer?
No. An RSA is portable between jobs. Keep the same RSA unless you are using the regulated PFA-transfer process; creating another account is not the normal way to handle a job change.
Verify with PenCom — What is an RSA? ↗Documents, details and prerequisites you need
This is the complete pre-start checklist from the verified guide. Each item below explains what it is for, where it enters the process and whether the official source actually specifies an original, copy or upload.
Existing RSA PIN/account
- Why you need it
- Used to locate the taxpayer record connected to the transaction.
- Where it is used
- Most directly connected to step 1: Select the PenCom-licensed PFA you want to receive your existing RSA.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Identity verification required by the receiving PFA
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 3: Complete the identity/data verification required for the transfer.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
A receiving PFA licensed by PenCom
- Why you need it
- This item is explicitly listed in the verified pre-start requirements for this service. Have it ready before beginning so the application is not interrupted.
- Where it is used
- Most directly connected to step 1: Select the PenCom-licensed PFA you want to receive your existing RSA.
- Original, copy or upload?
- The official sources used for this guide do not specify original vs copy here. Follow the exact portal or office prompt instead of assuming.
Step-by-step instructions
Follow the process in order. Each step also shows what to have ready, what to check before continuing and what evidence to keep. Where the agency does not publish an extra requirement, this guide does not invent one.
Select the PenCom-licensed PFA you want to receive your existing RSA.
- A receiving PFA licensed by PenCom
- Existing RSA PIN/account
Check the finished document/result for spelling, identity details, reference numbers and status before relying on it.
Keep the final document/result plus any receipt or reference used to obtain it.
Contact the receiving PFA and start its RSA transfer process.
- Identity verification required by the receiving PFA
- A receiving PFA licensed by PenCom
Use the official route linked on this guide and make sure you are working in the correct applicant/entity account before entering data.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
Complete the identity/data verification required for the transfer.
- Identity verification required by the receiving PFA
Read the next screen or office instruction before moving on; do not assume an extra payment, document or visit is required unless the responsible agency asks for it.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
Wait for the transfer to be processed through the regulated RSA Transfer System.
No additional document is specifically tied to this step in the verified guide. Use the full checklist above and follow the official prompt.
Read the next screen or office instruction before moving on; do not assume an extra payment, document or visit is required unless the responsible agency asks for it.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
Confirm that the receiving PFA now shows your RSA balance and that future employer contributions are directed correctly.
- Identity verification required by the receiving PFA
- A receiving PFA licensed by PenCom
Make sure the displayed record is the correct person/entity and that the information matches the evidence you are using.
Keep any reference, confirmation, screenshot or acknowledgement generated by the official route.
What exactly happens next?
Keep the application/reference number, payment receipt, acknowledgement or downloadable record produced by this service.
Confirm that the receiving PFA now shows your RSA balance and that future employer contributions are directed correctly.
Transfer processing depends on the RSA Transfer System window and identity/data verification.
Use PenCom's official support channel with the application/reference details.
Quick answers about Transfer pension PFA
Direct answers to the questions people commonly search for, using the same verified fee, requirements, route and timeline shown in this guide.
How much does Transfer pension PFA cost in 2026?
Check PFA/PenCom transfer rules — Use the regulated RSA Transfer System and your chosen receiving PFA.
What do I need for Transfer pension PFA?
The current verified checklist includes Existing RSA PIN/account, Identity verification required by the receiving PFA, and A receiving PFA licensed by PenCom. Open the requirements section below for the complete list and any service-specific evidence.
Can I do Transfer pension PFA online?
Mostly online. Select the PenCom-licensed PFA you want to receive your existing RSA. Then contact the receiving PFA and start its RSA transfer process. The current sources for Transfer pension PFA do not state a compulsory walk-in stage for the standard route.
How long does Transfer pension PFA take?
Transfer processing depends on the RSA Transfer System window and identity/data verification.
Where do I start Transfer pension PFA?
Select the PenCom-licensed PFA you want to receive your existing RSA. Then contact the receiving PFA and start its RSA transfer process.
Important notes
- PenCom says an RSA holder may move from one PFA to another once in a year without giving a reason.
- Changing PFA is different from opening a second RSA.
- Tell your employer when the receiving PFA details become effective so future remittances do not go to the old PFA.
Common questions
These answers are generated from the verified requirements, route, fee, timeline and official-source notes for this specific service.
What should I prepare before I start?
Prepare before you begin by gathering every item below. The detailed checklist above explains why each one is needed, where it is used, and whether the official source specifies an original, copy or upload.
- Existing RSA PIN/account — Identity / account detail
- Identity verification required by the receiving PFA — Other requirement
- A receiving PFA licensed by PenCom — Document
Can I do this online, or do I need to visit an office?
Mostly online. Select the PenCom-licensed PFA you want to receive your existing RSA. Then contact the receiving PFA and start its RSA transfer process.
The current sources for Transfer pension PFA do not state a compulsory walk-in stage for the standard route.
How much does this service cost?
Check PFA/PenCom transfer rules — Use the regulated RSA Transfer System and your chosen receiving PFA.
Pay only through the responsible agency or the official payment channel linked in this guide.
How long should it take?
Transfer processing depends on the RSA Transfer System window and identity/data verification.
Processing can still take longer where identity checks, document corrections, payment confirmation or manual review are required.
What happens after I submit or complete the main step?
Keep the evidence for Transfer pension PFA: Keep the application/reference number, payment receipt, acknowledgement or downloadable record produced by this service.
Complete the final published step: Confirm that the receiving PFA now shows your RSA balance and that future employer contributions are directed correctly.
What should I do if the portal, payment or application gets stuck?
Use PenCom's official support/contact route and quote the reference generated by this application.
Keep any application number, receipt, acknowledgement, transaction reference or screenshot that can help the agency trace the request.
What should I be careful about?
- PenCom says an RSA holder may move from one PFA to another once in a year without giving a reason.
- Changing PFA is different from opening a second RSA.
How do I verify that these instructions are current?
This guide was last checked on 2026-10-01. The official government or agency sources used to verify it are listed directly below this section.
Where an agency changes a fee, deadline or procedure, the official source takes priority over this independent guide.
Is MyNigeriaGuide the government website for this service?
No. MyNigeriaGuide is an independent information service. Applications, payments, approvals and final decisions remain with the responsible government agency.
Official sources
These are the government or agency pages used to verify this guide. Open them directly whenever you want to confirm the source.
See something outdated?
Correction reporting is checked only when you choose to report an issue, keeping normal guide loads lighter.